Five super easy ways to boost your money confidence

You don’t need to be a finance genius to get started.

We’ve teamed up with ANZ to help you feel more empowered about your financial future, especially your KiwiSaver savings. 

Let’s be real, we LOVE a chat. Whether it's spilling the tea on breakups, the price of tampons (outrageous btw) and even awkward health checks (hiding our undies in the bags when getting a smear).  

When it comes to money stuff though, especially our financial future, most of us go quiet. In fact, ANZ found that 60% of Kiwi women will discuss almost anything else.* 

But your money confidence matters.  

So, let’s break it down!

1. 💸 Review your KiwiSaver Fund (It’s giving grown-up energy) 
Your fund choice can seriously impact how your savings grow. ANZ’s Fund Chooser Tool is super easy to use and helps you find a fund that suits you.

2. 📈Review your contributions (even an extra $5 a week helps!) 
Are you putting in the minimum 3%? Check if your employer matches higher rates and if you’ve got a side hustle, Voluntary top-ups help too!

 3. 🌴Set a realistic goal and track it 
Whether you’re saving for your first home or retiring with a certain lifestyle, having a clear goal helps you stay motivated. Use ANZ’s KiwiSaver calculator to see what you’re on track to have at retirement, and how small changes could help you get to where you need to be faster. 

4. ⚖️Make every dollar count  
Could you do a little more? Even small voluntary contributions add up over time. And don’t forget the Government contribution, contributing just over $20 a week can unlock up to $260.72 from the Government a year! 

5. 👯‍♀️Talk to a KiwiSaver specialist (it’s free & friendly) 
You don’t have to figure it all out solo. ANZ offers free KiwiSaver Check Ins with real humans, no pressure, no jargon, just a chill chat to help you feel more confident about your next steps. 

✨Ready to start the most valuable convo you’re not having?
Head to anz.co.nz/kiwisavercheckin book your free KiwiSaver check-in with ANZ and take that first step toward money confidence. Your future self will be doing a happy dance. 

This article is sponsored by ANZ. 

Head to ZM Online on Instagram and tell us...

Do you and your family talk about finance or your KiwiSaver savings? What do you wish you knew or had known sooner about your KiwiSaver savings? Or any of your financial future questions and you could win $1000 towards your retirement savings! 

T&Cs Apply.

*Statistic based on a survey of 230 women conducted by ANZ in 2025 

ANZ New Zealand Investments Limited is the issuer and manager of ANZ's KiwiSaver schemes. See advice statement, scheme guides and product disclosure statements at anz.co.nz

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